Avoid Foreclosure with:

Loan Modification or Short Sale

We use a team approach which utilizes both an attorney and a mortgage broker to handle your loan modification with the servicing lenders.

Our experience tells us that servicing lenders do

not usually provide satisfactory solutions to borrowers requesting modified (lower) payments on their own.

It is not uncommon for servicing lenders to draw

out the process for six months or even longer.

Borrowers may experience a lot more stress and anxiety going it alone.  Homeowners who have genuine hardship cases, can minimize their worry with our professional help in packaging the loan modification properly the first time.

About Short Sales

A short sale occurs when the outstanding mortgage balance(s) on a home are higher than the current market value of the home.  If the homeowner walks away from the property and the home goes into foreclosure, they may suffer serious credit  consequences for 10 years or longer, and may not be able to buy a home again.

A short sale allows the home owner to sell their home, be released from their loan liability and rebuild their credit (scores) within 18 months.

If the decision is made to sell your home, please consider the advantages of using Grace Credit Services:

• The short sale process costs you nothing
• We handle all paperwork with the lender
• Be released from your existing loan(s)
• Simplify your life, save your credit
• Rebuild your credit in 18 months or less

Call us for the details 858-492-9262