SEMINARS - Grace Credit provides free information and counseling to Home Owners, Federal, State and Local Public Service Institutions and the general public.                  

Modification 101:

• What is a Loan Modification?
• Do you qualify?
• Packaging your loan modification request
• What to expect
• Follow up
• Review the Trial Plan Agreement
• Review the Modified Note

Loss Mitigation 102:

• What is Loss Mitigation?
• Do you qualify?
• Packaging your short sale request
• What to expect
• Review the short sale Approval Letter 
• Release of Lien, Cancelled Debt and the IRS
  

Credit Repair & Score Enhancement 103:

• Understanding our credit culture & credit scores
• Understanding & improve your credit report 
• What is the credit repair process?
• How long does it take?

• What does it cost?

• Pre-qualifying for your home loan 
• Loan Programs, down payment & closing costs
  
• Attached vs Detached Homes
  
• Tax credits & other incentives
  
• Traditional vs Bank Owned vs Short Sale Homes